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Canada pensions

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Canada Pensions

Canada has a famous social safety net. It consists of many parts, most importantly:

Provincial Plans

Federal Plans

You must apply for any of these pensions independently. You cannot get both the federal and provincial disability pension. The requirements for the federal disability pension are stricter and you must apply multiple times.

Medical coverage is handled provincially. You pay a sliding scale premium from $0 CAD to $66.50 CAD a each month and show your card when you visit a doctor or a hospital. You never see a bill. The scheme is further subsidised from general revenue. Because of the sliding scale fees, no one is ever turned away from doctor or denied treatment in a hospital because they cannot pay.

Canada Pension Plan
Guaranteed Income Supplement
Old Age Security Pension
Unemployment Insurance

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